We provide professionally managed investment strategies, individualized wealth management, and long-term financial problem-solving for every client.
Our goal is to solve for your needs, so we make available multiple low-cost investment strategies and adapt them as your needs change. Go Bionic.
Publicly Traded Investments
Depending upon the investment strategy, your portfolio may include mutual funds, ETFs, individual stocks, bonds, CDs, closed-end funds or other publicly traded securities.
getting to know you
To learn a bit about you, we ask that you take a short nine-question, no-obligation investment risk questionnaire. However, to advise you properly, we need to know you beyond a few online answers or a mathematical risk score. We will set up a convenient time for you to discuss in-depth your investment experiences, fears, goals, and aspirations.
Many investors seem fearless when markets rise, but become fearful when they fall. Unfortunately, no one can reliably predict market behavior to know what will happen next. However, by understanding you and your specific situation we can better determine the optimal investment allocation and strategy for you. We can also adapt those strategies as your situation or market conditions change.
Once you choose to join us, we utilize DocuSign to help you through our easy, online account-opening process. We will help you through every step and answer any questions you may have.
how we Invest for you
Although we offer many investment strategies for our clients, most new clients will benefit from low-cost model ETF (exchange-traded-fund) portfolios developed by well-known companies like BlackRock and State Street. We implement your specific allocation and strategy with the latest trading technology for efficiency and low cost to you. When our providers change their models, our technology alerts us to update your portfolios.
how our process Works for you
We monitor all portfolios to make sure they continue to work over time. We rebalance most portfolios automatically using our technology. Rebalancing portfolios back to allocation targets may reduce risk and enhance long-term performance.
Strategies and portfolios are updated, as needed. After consultation with you, we can change your allocation, ETF strategy or provider, or we can create an entirely new portfolio for you from our internally generated, best-choice investment options.
As an independent advisor, we can choose the best available technologies and partners to help you succeed.
Fixed Income Portfolios
Fixed income securities generally have lower volatility and lower risk of loss than equity (stock) investments. They may also exhibit lower expected returns. This specific strategy typically will utilize fixed income ETFs and mutual funds only. Management fees can be as low as 0.25% per annum (e.g., a $2,500 annual fee for managing a $1,000,000 portfolio).
blackRock Model portfolios
Low-cost and Efficient
ETF model portfolios from BlackRock consist of individualized allocations to a diversified mix of ETFs (exchange-traded funds). These ETFs generally trade commission-free at TD AMERITRADE Institutional. Non-U.S. clients will custody their assets at Interactive Brokers and may incur small trading costs for these portfolios.
Customized Bionic Portfolios may utilize any publicly-traded securities including stocks, ETFs, mutual funds, stocks, CDs, structured products, closed-end funds, and, for qualified clients, equity options. We make every effort to minimize tax ramifications for taxable accounts.
Management fees range from 50 bps to 100 bps (0.50% to 1.00%) annually based on assets managed.
Bionic ETF and Mutual Fund Portfolios are comprised of low-cost, liquid ETFs and no-load mutual funds from a variety of providers. Generally, securities in these portfolios trade commission-free on the TD Ameritrade Institutional platform.
Management fees range from 50 bps to 65 bps (0.50% to 0.65%) annually based on assets managed.
Bionic Fixed Income Portfolios invest in mutual funds, FDIC-insured certificates of deposits (CDs), fixed income ETFs, closed-end fixed income funds and other available securities. Portfolios are intended to generate relatively stable income for risk-averse clients but may exhibit higher volatility than the Fixed Income portfolios described above.
Management fees are 35 bps (0.35%) annually for portfolios of $500,000 and more.
DISCLAIMER: The value of an investment portfolio may go up or down. An investor may not receive the amount initially invested, and income, if any, may fluctuate.
BIONIC® is a registered trademark for "financial services, including investment management" and separately for "banking services." Please respect our trademarks.
Bionic Capital - Disclaimer
This website is for informational purposes only. It is not a solicitation or recommendation for the purchase or sale of any security or financial product. Nothing on this site should be considered tax, legal, insurance or investment advice.
We may only transact business in those jurisdictions where we are registered unless otherwise exempted. Communications with prospective clients residing in jurisdictions where Bionic Capital and its representatives are not registered shall be limited.
Currently, Bionic Capital LLC operates as a sole proprietorship owned by CEO Dean Erickson, CFA. From time to time, we have hired and will hire additional investment advisor representatives. Assets under management as of 9-20-19 approximate $18 million for 21 clients.
Decisions based on information on this website are the sole responsibility of the person viewing the site. You agree to hold Bionic Capital LLC, its officers, employees, and independent contractors, harmless against any and all claims, losses, liability, and expenses arising from its use.
Discussion of Investing Risks
The value of an investment may go up or down. An investor may not receive the amount initially invested, and income, if any, may fluctuate. The value of an investment may be affected by a variety of factors. These factors include economic and political developments, changing interest and foreign exchange rates, as well as issuer-specific events. Past performance is not necessarily indicative of future returns.
Potential clients should consider their investment objectives and constraints, among other things, before choosing to work with us. Some of our investment strategies are only appropriate for investors with long-term time horizons. Contact Dean Erickson, CFA at 310-734-8500 for a discussion of risks.